Dr. Apostolos Kritikopoulos has more than 20 years of experience in managerial positions in Information Technology at companies such as National Bank of Greece, Marfin Popular Bank, AXIA Ventures, Optima Bank, and ATTICA Bank. He holds a Ph.D. in Algorithms from the Athens University of Economics and Business, an MBA degree in Management of Techno-Economic Systems from the National Technical University of Athens, a Master's degree in Information Systems Engineering from the University of Manchester in England, and is a graduate of the Department of Informatics at the University of Piraeus.